Refinancing: When is It Worth It?

When is it worth it to refinance your house? This guide will take you through a couple of the points you’ll need to know about when you’re trying to decide whether to refinance your mortgage or not.

Generally, you need to be aware of what the interest rate you’re paying on your mortage is. When interest rates start to go down, you have to be ready to jump on it and take advantage of a lower rate. It generally costs a couple of thousand dollars to refinance, though, so you need to think about several factors before deciding whether or not to do it.

First, how much are you paying now? You need to know both your monthly savings and the amount of time you expect to be there. Only refinance if you’re sure that you will be staying in that house for awhile - moving and selling your house would wipe out all the benefit of refinancing. You also need to think about whether interest rates will go lower in the future. You don’t want to jump on a refinancing and then suddenly find out a few months later that interest rates have dropped a point. Even a small change in interest rates can produce a large gain over the life of your loan, so you want to make sure you’re refinancing at the low point. Talk to your bank loan officer - they’ll generally tell you whether they think it’s a good idea and what direction they think interest rates will be going. Ask them to show you specific calculations, and then check them yourself.

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Nissan Forklifts Platinum Nomad Series: 3000 / 3500 / 5000 lb. capacities

Rugged, reliable trucks that deliver powerful performance you can depend on are the trademarks of every one of Nissan Forklift's pneumatic tire lift trucks.
From Nissan's groundbreaking new series of Platinum trucks, redesigned from the ground up to incorporate the latest technological advances for enhanced fuel and work efficiency - to the versatility of our exclusive Platinum Nomad models - and extending to our series of heavyweight pneumatics

Nissan Forklifts FO4 Series Heavyweight Pneumatic Trucks

FO4 Series Heavyweight Pneumatic Trucks
8,000 - 11,000 lb. capacities
Gas - LPG - Dual Fuel - Diesel

Productivity thrives when you have exceptional performance. Nissan's FO4 Series offers key productivity advantages including powerful performance with exceptional fuel efficiency, a spacious and comfortable work area for the operator, and manufactured for rugged dependability.

Operator Comfort

Nissan's FO4 Series is tough enough to tackle the big jobs without sacrificing operator comfort or safety. Standard features like hydrostatic power steering, spacious compartment or sculpted seat with lumbar support, mean the operator is comfortable and in control throughout the shift.

Rugged Durability

The FO4's heavy-duty fabricated steer axle, durable drive-line and super cooling system, along with a standard engine protection system*, these rugged trucks will deliver trouble-free service for years to come.

Proven Performance & Efficiency

Powered by Nissan's own TB45 in-line, 6-cylinder engine, these trucks deliver outstanding performance and reliability across a range of tough applications. Using an electronic fuel injected system, which constantly analyzes, then optimizes engine operation, the TB45's gas, LPG and dual fuel options result in enhanced productivity through high combustion efficiency. (6-cylinder diesel engine also available.)

Nissan Forklifts FO5 Series Heavyweight Pneumatic Trucks

This Nissan heavyweight is known for its reliability.

Its durable and rugged design, Nissan's own powerful 4.5L six cylinder LPG or FE6 diesel engines, along with a 2-stage stator torque converter give you an unbeatable combination of performance, comfort and efficiency.

Nissan's FE6 diesel engine incorporates a direct fuel injection system allowing this engine to deliver substantial horsepower with impressive fuel economy - the perfect choice if you're looking for enhanced productivity and cost savings in your operation.

Extra Comfort. Extra Control.

Productivity and efficiency can only be achieved if your operator has the right tools for the job. That's why all FO5 Series trucks are equipped with hydrostatic power steering to keep fatigue at a minimum during those long workdays. Its spacious compartment includes a smart instrument layout, tilt steering and ample seat adjustments so your operator can be comfortable and confident.

Nissan ForkliftsElectric Rider Trucks

Nissan's line-up of three- and four-wheel electric sit-down models delivers exceptional performance with maximum energy efficiency. Incorporating reliable state of the art control systems, Nissan's Class I trucks provide programmable settings and on-board diagnostics to keep you in control and save you valuable time and money.

Nissan ForkliftsPallet Trucks

Choose Nissan's economical pallet truck for short pallet transfers, or our rugged center controlled truck for a faster pace. And don't forget about Nissan's newest generation of Platinum Pallet Walkie and Walkie/Rider trucks incorporating the latest technological advances for increased efficiency and performance.

Regardless of your material handling needs, Nissan's versatile series of electric pallet trucks is ready to tackle the job. Our trucks feature a proven and reliable drive control system, and are housed within Nissan's durable frame and chassis construction for outstanding reliability and lower operating cost.

Nissan Low Lift Walkie Pallet Trucks

Low Lift Walkie Pallet Trucks
4,500 lb. Capacity
24 Volt System

This highly maneuverable economical pallet truck is ideal for congested or tight operating areas. Its programmable, separately excited transistor drive control system provides smooth, controlled acceleration and enhanced energy efficiency. A durable cast frame and steel handle guards make this one tough little truck. Elimination of contractors, self-diagnostics and easy access for routine maintenance all means fewer hours and dollars are spent to keep these pallet trucks up and running.

Walkie & Walkie/Rider Pallet Trucks

Walkie & Walkie/Rider Pallet Trucks
6,000 & 8,000 lb. Capacities
24 Volt System

On the dock or in the freezer, Nissan's new Platinum Pallet Trucks in walkie and walkie/rider designs deliver exceptional performance under even the harshest working conditions hour after hour. Loaded with features guaranteed to satisfy your operator's need for comfort and control, these trucks are ready to boost your operation's productivity while keeping maintenance costs unbelievably low.

Center Control Pallet Trucks

Center Control Pallet Trucks
6,000 & 8,000 lb. Capacities
24 Volt System

This pallet truck's rugged design includes a unique articulated chassis providing direct trailer entry without underclearance hang-up. Its pivot point allows the front chassis and rear load frame to travel independently, for exceptional load stability, especially at higher speeds. A proven balanced drive system provides lasting, reliable operation and facilitates scheduled maintenance. Its stable full-load single or double pallet handling and efficient order picking capabilities make this the ideal workhorse.

Nissan Platinum Series Pneumatic Trucks

The Platinum Series is a reflection of Nissan's continuing commitment to producing products of only the highest value, featuring the most advanced engine technology available in the industry. Available in Gas, LPG, Dual Fuel and Diesel models, these hard-working trucks further symbolize Nissan's tradition of rugged, reliable construction, while offering features to benefit the operator's need for comfort and control.